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  • 2014-sic-vm20-adoption-status
    2014-sic-vm20-adoption-status Standard Valuation Law (VM-20) State Adoption Status (May 8, 2014) ... U.S. territories) representing at least 75% of direct written premiums sold nationwide. Below represents ...

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    • Authors: Timothy Cardinal
    • Date: Jun 2014
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Stochastic Exclusion Ratio Test Calculation
    Stochastic Exclusion Ratio Test Calculation An illustration of how to calculate the Stochastic ... denominator is the present value of benefits for direct and assumed benefits for the baseline scenario ...

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    • Authors: Timothy Cardinal, Pamela Hutchins
    • Date: Jun 2014
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Life Reinsurance Treaty Construction: A Preview
    negotiations to the mutual benefit of reinsurers and direct companies. Lessons shared may enable both sides ... interpretation), or is it all inclusive (the preferred direct writer interpretation)? During the interviews ...

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    • Authors: Steven Stockman, Timothy Cardinal
    • Date: Jul 2013
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Reinsurance News
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation A discussion on VM-20 reserves over the ... Year—using LIMRA sales mix data. Reserves are on a direct basis. Deterministic reserves depend on a myriad ...

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    • Authors: Timothy Cardinal
    • Date: Dec 2017
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting
  • A VM-20 Mortality and Credibility Factor Observation
    A VM-20 Mortality and Credibility Factor Observation Compares Term VM-20 modeled reserves at ... year—using LIMRA sales mix data. Reserves are on a direct basis. Triple X reserves used an X factor of 60 ...

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    • Authors: Timothy Cardinal
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Small Talk
    • Topics: Life Insurance>Reserves - Life Insurance
  • VM-20 Scenarios - An Observation
    VM-20 Scenarios - An Observation An observation is made regarding the impact interest rate scenarios ... Generators—A Practical Guide.3 There are two primary inputs into the American Academy of Ac- tuaries/SOA ...

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    • Authors: Timothy Cardinal
    • Date: Dec 2016
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: The Modeling Platform
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Modeling & Statistical Methods>Scenario generation
  • Right-Sizing: A PBA Implementation Guide
    throughout the PBA framework. Your Move. PBA Strategy A direct corollary to the “where to start” question is when ... management strategies, including actions by both direct writers and reinsurers. Moving Target Another ...

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    • Authors: Timothy Cardinal, Steven Stockman
    • Date: Mar 2014
    • Competency: External Forces & Industry Knowledge; Professional Values>Practice expertise
    • Publication Name: Small Talk
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • PBR: What will regulators be looking for?
    insurer’s domestic state regula- tor will have primary responsibility for monitoring compliance with ... regulatory oversight of PBR? Andy: One of the primary differences between the current statutory reserving ...

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    • Authors: Andrew Rarus, Timothy Cardinal, Leonard Mangini, Leslie Jones
    • Date: Dec 2016
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: The Financial Reporter
    • Topics: Life Insurance>Reserves - Life Insurance
  • Are YOU Ready? A PBA Implementation Guide
    Are YOU Ready? A PBA Implementation Guide Readers are given an introduction to a PBA Implementation ... management strategies includ- ing actions by both direct writers and reinsurers. MOVING TARGET Another ...

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    • Authors: Timothy Cardinal, Steven Stockman
    • Date: Dec 2013
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Finance & Investments>Investment strategy - Finance & Investments; Finance & Investments>Risk measurement - Finance & Investments